01752 242767 


We pride ourselves on building long lasting relationships with our customers. A continual review to provide the most suitable mortgage throughout the relationship and offering the same commitment to customers family and friends through personal recommendations. 
Your home may be repossessed if you do not keep up repayments on your mortgage. 

We provide advice on the following areas: 

Life insurance cover 
Permanent Disability 
Critical/ serious illness cover 
Accident & Sickness cover 
Income protection covers 
Family protection covers 
Private Medical Insurance 
Corporate keyman & shareholder protection 
Buildings & Contents 
Commercial Insurance 
And are able to put you in touch with John Davies Financial Consultancy for the following services: 
Please book a FREE Initial Financial Health Check via our contact form  
Please click here 
Pensions and investments are referred to 3rd party specialists within the Quilter Financial Planning network. 



 Andrew Uncles  CeFA MAQ Director – Mortgage & Protection Adviser  

In 2004, Andy decided that with the ever changing world of the Financial Services Industry it was time to specialise solely as a Mortgage & Protection Adviser to ensure his clients received the best possible advice. This is now standard practice within Mortgages Explained Ltd with other dedicated specialist working in partnership and providing specialist advice on investments, pensions, savings, commercial lending, equity release, estate planning, wills and long term care. 
In 2012, Andy was appointed the director of Mortgages Explained Ltd. He then embedded his ethos that clients should receive clear advice by specialists in their field. 
He prides himself on the success of his company and the excellent ongoing services provided. 
Andy’s vision of a one business with highly trained specialists to cater for all financial needs required – “a one stop shop” 

 Nick Gunning  CeMAP Mortgage & Protection Adviser  

Nick completed his Law and Business Studies at Plymouth City College after which he developed a successful and fulfilling career in media sales with two Blue Chip companies (Daily Mail group and British Telecom) for 15 years. 
In 2009 Nick completed the Certificate in Mortgage Advice & Practice and then joined Mortgages Explained Ltd. 
Nick believes that the mortgage process needs to be as stress free as possible for clients. He aims to offer a cost-effective solution with straightforward and honest advice. 
Even with the more complex cases, his clients should always feel reassured that there is always an alternative solution. This is due to his excellent knowledge about the mortgage and protection markets. 
"Nick has been fantastic all throughout the process and he spends time listening and explaining when needed. 
A great big thank you. we have the house that we love and having a long distance move, Nick has made it as smooth as it could be. 
Nick is always on the end of the phone to ask questions and to reassure us when needed.
P & N Kellet 

 Warren Burnside  CeFA MAQ Mortgage & Protection Adviser  

Warren has a great deal of experience in the Financial Services Industry. He first worked with Andy whilst representing GAN Financial Services in 1996. It was there that he qualified in Full Financial Planning and Mortgage Advice. 
Warren went on to represent Royal Sun Alliance and in 2000 joined Andy at Zurich, continuing on the journey to Mortgages @ Clearwater and finally Mortgages Explained Ltd. 
Warren is very passionate about helping both existing and new clients with their financial requirements. 
"Delighted with the professional and helpful service provided by Warren. We will definitely recommend Mortgages Explained after our positive experience."" 
Client witheld name 

 Louise Uncles  Strategic Director    

Louise started her career in Dingles of Plymouth 
(now HOF) as a Bought Ledger Clerk / Central payments officer at the age of 18, progressing into the Personnel Dept. After her 2 boys were born , Louise took a career move at the Plymouth Herald/ Western Morning News for 13 years before moving onto Plymouth Albion RFC for 10 years to aid with Commercial Revenue streams. 4 years were then spent back at the Herald and WMN progressing to South West Consumer Sales Director. 
Born and Bred in Plymouth, she took the decision to set up a holiday letting company and aid Andy in progressing Mortgages Explained Ltd to its full potential , through updating processes, recruitment of apprentices and strategic directional operations. Processes and times are changing in this ever evolving world of technology and this was a good point to aid in the business commencing with a new and updated website. 
Louise is now also working alongside Plymouth City College and the Skills Group to give apprentices the chance to progress within the Financial Services industry. 
Louise prides herself on a positive happy workforce, with work / life balance and high Customer Service levels - the consumer always comes first. Mortgages Explained is a clarification of best practise with a highly motivated team of people who pride themselves in there work. 

 Sue Maddern Office Manager  

Sue is an integral part of Mortgages Explained Ltd and ensures that your journey with Mortgages Explained is simple and smooth. Communicating key stages with regular updates from all parties. 
“Communication is king” 

 Matthew Skedgell Administrator  

Matthew has joined Mortgages Explained for a level 3 Business Administration Apprenticeship. 
Matthew gained a Diploma in Creative Media Production and Technology at City College Plymouth and then went on to obtain an Extended Diploma in the same subject. He likes to be able to help people by using his customer care skills and is interested in learning more about the Mortgage industry and to either progress his role as an Administrator or to later study towards becoming a Mortgage Adviser. 
Outside of work, Matthew is a member of an amateur theatre company which has enabled him to be more confident and communicate with people of a wide age range, he also likes to make computer games which involves coding and modelling.  

 Dan Saunders CeMAP Paraplanner  

Dan joined Mortgages Explained on 4th March 2019 for a Level 4 Business Administration Apprenticeship & was subsequently employed as an Administrator with the Company. 
Dan has since completed his CeMAP qualification & is now a Paraplanner. Dan’s role is to assist the Director in the preparation & writing of finance reports.  
Outside of work, Dan enjoys watching Football, Cricket & Formula 1.  


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